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2. Life insurance riders - AOL

   www.aol.com/finance/life-insurance-riders...

   If you have permanent life insurance, this rider allows you to surrender your policy and receive some or all of your premium payments back. This is typically one of the most expensive riders you ...

3. Guide to life insurance

   www.aol.com/finance/guide-life-insurance...

   Permanent life insurance, on the other hand, is designed to last your lifetime and can build cash value over time. ... Switch to permanent coverage: If your policy includes a conversion rider, you ...

4. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   There are two main types of life insurance policies: Term and Permanent. Term Life Insurance Policies Term life insurance provides temporary coverage for a specific period, usually ranging from 5 ...

5. Is a Life Insurance Rider Really Worth the Cost? - AOL

   www.aol.com/life-insurance-rider-really-worth...

   When buying life insurance, you may be offered the opportunity to add riders to the policy in order to expand your coverage. A guaranteed insurability rider allows you to increase your policy's ...

6. Insurance Riders: When to Say Yes to Extra Protection - AOL

   www.aol.com/news/2011-05-31-insurance-riders...

   The Hartford has a LifeAccess rider on permanent life insurance that allows you to draw down on the life insurance benefit to pay for a chronic illness. The plus of this product, says spokesperson ...

7. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   Life insurance companies offer several different types of permanent policies: Whole life. Universal life. ... Common life insurance riders include: Long-term care rider. Term conversion rider.