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  2. Thousands of US communities forgo federal flood insurance - AOL

    www.aol.com/thousands-us-communities-forgo...

    FEMA manages the NFIP, which Congress created in 1968 with the National Flood Insurance Act. Homeowners, businesses, and renters can buy flood coverage through the NFIP Direct system or more than ...

  3. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The Federal Emergency Management Agency (FEMA) defines the floodplain as the area that would be flooded by a base flood, [8] which is "the flood which has a one percent chance of being equaled or exceeded in any given year". In this sense, a base flood is synonymous with a 100-year flood and a floodplain is synonymous with a special flood ...

  4. Understanding FEMA’s Risk Rating 2.0 system for flood ... - AOL

    www.aol.com/finance/understanding-fema-risk...

    The Federal Emergency Management Agency (FEMA) created Risk Rating 2.0 to help create more fairly rated flood insurance policies by taking more rating factors into consideration.

  5. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). [1]

  6. National Flood Insurance Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The bill would amend the National Flood Insurance Act of 1968 to prohibit the Federal Emergency Management Agency from providing flood insurance to prospective insureds at rates less than those estimated for any property purchased after the expiration of such six-month period (currently, any property purchased after July 6, 2012). [9]

  7. FEMA unveils building restrictions in flood zones - AOL

    www.aol.com/fema-announces-finalized-flood-risk...

    The Federal Emergency Management Agency (FEMA) on Wednesday announced finalized rules for the Federal Flood Risk Management Standard (FFRMS). The FFRMS is a flexible federal standard requiring ...