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2. 6 Tips on Dealing With Student Loan Debt in Early 2025 - AOL

   www.aol.com/6-tips-dealing-student-loan...

   Check Out: 6 Ways To Lower Your Student Loan Debt Interest Rate. ... Consolidating also makes income-contingent repayment plans for Parent PLUS loans an option. Just remember, if you’re working ...

3. Income-contingent repayment - Wikipedia

   en.wikipedia.org/wiki/Income-Contingent_Repayment

   Income-contingent repayment is an arrangement for the repayment of a loan where the regular (e.g. monthly) amount to be paid by the borrower depends on his or her income. . This type of repayment arrangement is mostly used for student loans, where the ability of the new graduate borrower to repay is usually limited by his or her inco

4. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   However, if a Parent PLUS Loan is consolidated into a Direct Consolidation Loan, then the Direct Consolidation Loan may be repaid under the ICR Plan. [2] Eligible loans for the IBR Plan are all loans made under the Ford Program and Federal Family Education Loan Program except for Parent PLUS Loans. Unlike ICR, Parent PLUS Loans cannot be ...

5. Federal student loan interest rate will rise to highest level ...

   www.aol.com/federal-student-loan-interest-rate...

   The federal student loan interest rate will be 6.53% for undergraduate students, up from 5.5% for the current year. The interest rate has not been that high on any undergraduate loans since the ...

6. Federal student loan rates just hit their highest point in ...

   www.aol.com/finance/education-department-unveils...

   The U.S. Department of Education’s newly announced federal student loan interest rates for the 2024-25 academic year broke longstanding records. Experts and policymakers alike predicted a jump ...

7. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   The federal student loan program was criticized for not adjusting interest rates according to factors under students' control, such as the choice of academic major. Critics have contended that flat-rate pricing contributes to inefficiency and misallocation of resources in higher education and lower productivity in the labor market. [ 15 ]