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Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...
He doesn’t know what prompted the sudden notices, but his daughter suspects the insurer might have used aerial images to scan the house for defects — a growing trend among insurance companies.
The study also found that low-risk property owners were subsidizing high risk policies. They concluded that rates must be based on risk factors, including "geographical location, age of structure, and construction type". Florida House Bill 1495, passed in 2009, allows Citizens to raise rates gradually over five years to become actuarially sound.
The home insurance market is crumbling in New Orleans, leaving Alfredo Herrera with few options for coverage — and skyrocketing insurance premiums.. Herrera, 35, works in finance for a local ...
A surge in nonrenewals. Insurers using drones or satellite images as part of the underwriting process isn’t new. Where once companies sent agents into the field to take photos, “the use of ...
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