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  2. Grameen America - Wikipedia

    en.wikipedia.org/wiki/Grameen_America

    The requirements to receive a loan: The individual must be living below the poverty line, located in a community with a Grameen America branch and willing to create or join a five-member group of like-minded individuals who want to start or expand their own businesses. No credit score, collateral, guarantors, or bank account is required.

  3. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    The most important factor that makes up your FICO score is your payment history, so be sure to always pay bills — credit card, student loan, mortgage and all others — on time no matter what ...

  4. PayPal Pay in 4: A complete guide - AOL

    www.aol.com/finance/paypal-pay-4-complete-guide...

    Applying for a PayPal Pay in 4 loan will not impact your credit score. The company performs a soft credit check during the application process. Only you can see the soft inquiries on your credit ...

  5. Zale Corporation - Wikipedia

    en.wikipedia.org/wiki/Zale_Corporation

    As a marketing strategy, the Zale brothers instituted a credit plan whereby customers could pay "a penny down and a dollar a week", making jewelry and other merchandise affordable for the average working American. The success of this credit policy led to the company expanding to a total of 12 stores in Oklahoma and Texas by 1941.

  6. Buy now, pay later - Wikipedia

    en.wikipedia.org/wiki/Buy_now,_pay_later

    Buy now, pay later (BNPL) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. [1] BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants.

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