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  2. A Lawyer Shows You How to Negotiate Down Your Debts With ...

    www.aol.com/lawyer-shows-negotiate-down-debts...

    Negotiating your debts down is not only possible, it can be a powerful way to regain control of your finances. If it works, great! And if not, bankruptcy sounds worse than it is.

  3. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    They can decline to negotiate or send you to a collection agency before negotiations are completed. You could try to settle your debt and not have the outcome you were hoping for, leaving you with ...

  4. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Negotiating with a collection agency or junk debt buyer is somewhat similar to negotiating with a credit card company or other original creditor. However, many collection agencies (or junk debt buyers) will agree to take less of the owed amount than the original creditor, because the junk debt buyer has purchased the debt for a fraction of the ...

  5. Repossession - Wikipedia

    en.wikipedia.org/wiki/Repossession

    When a provision of law requires that repossession takes place, the lien holder has a non-delegatable obligation not to cause a breach of the peace (which is synonymous with disturbing the peace) in performing the repossession or the repossession will be reversed, and the party ordering the repossession will be liable for damages (or the lienholder will be held responsible).

  6. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

  7. Credit (Repossession) Act 1997 - Wikipedia

    en.wikipedia.org/wiki/Credit_(Repossession)_Act_1997

    The Credit (Repossession) Act 1997 was an act that regulated repossessions in New Zealand. This Act replaced the limited repossession sections in the Hire Purchase Act 1971. [ 1 ] The Act outlined the rights of the debtor , the steps required for repossession , the creditors right of entry, as well as the steps the creditor must take once they ...