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$150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. ... Late fees. Most credit cards charge late fees when you fail to pay your bill on time.
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Many credit cards charge interest rates of 20% or higher. Check out the best strategies to follow and never pay interest on your credit card.
To be sure, these cards do charge a balance transfer fee of 3% to 5%. But the fee could be small compared to what you're paying in credit card interest.
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