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What happened to credit card rates in 2024? The average credit card rate dipped slightly in 2024, from 20.74 percent at the start of the year to 20.27 percent (the lowest rate of the year) at last ...
These are the best credit card interest rates on cards that have a 0% introductory rate: 0% APR for the first 21 billing cycles for purchases and balance transfers. APR after the introductory period.
The CFPB, too, sees a lack of competition in the credit card marketplace as being behind this pattern of bigger issuers charging higher interest rates. Currently, the top 30 credit card issuers ...
The next lowest was 15.49% on the Military Star card. Bankrate also found that several retailers were still charging rates in line with general credit cards: Costco Anywhere Visa by Citi (20.49% ...
A new Bankrate study shows that retail cards come with sky-high interest rates compared to other credit cards. The average retail credit card interest rate is now at a record high of 30.45 percent.
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