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The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
The reference to 'HUD' in the form's name refers to the Department of Housing and Urban Development. Federal regulations require that unless its use is specifically exempted, either the HUD-1 or the HUD-1A, as appropriate, must be used for all mortgage transactions that are subject to the Real Estate Settlement Procedures Act. Prior to October ...
Florida's Broward County school district — the sixth largest school district in the U.S. — announced this week that it will require students to carry clear backpacks to school next year.
Pickpocketing "Dandy PickPockets Diving: Scene Near St. James Palace" (1818) by I. R. Cruikshank. Pickpocketing is a form of larceny that involves the stealing of money or other valuables from the person or a victim's pocket without them noticing the theft at the time.
Local government in New Jersey is composed of counties and municipalities. Local jurisdictions in New Jersey differ from those in some other states because the entire area of the state is part of a municipality; each of the 564 municipalities is in exactly one county; and each of the 21 counties has more than one municipality.
Its session laws are published in the Acts of the Legislature of the State of New Jersey, commonly known as the Laws of New Jersey, [4] which are codified in the New Jersey Statutes (N.J.S.), [5] also referred to as the Revised Statutes (R.S.), [5] which are in turn published in the New Jersey Statutes Annotated (N.J.S.A.). [6]
A 30 L top and bottom-loading Deuter Trans Alpine hiking backpack A 12 L front-loading Canon 200EG photography backpack. A backpack—also called knapsack, schoolbag, rucksack, pack, booksack, bookbag, haversack, packsack, or backsack—is, in its simplest frameless form, a fabric sack carried on one's back and secured with two straps that go over the shoulders; but it can have an external or ...
Randoseru at a school A premium 84,000 yen (about $938 or €530) randoseru made of cordovan on sale at Mitsukoshi department store in January 2008. A randoseru (ランドセル) is a firm-sided backpack made of stitched firm leather or leather-like synthetic material, most commonly used in Japan by elementary schoolchildren.