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2. How does my credit score affect my loan chances? - AOL

   www.aol.com/finance/does-credit-score-affect...

   Your credit score is one of the most important factors lenders consider when you apply for a personal loan. Many use it as an estimation of how likely you are to repay the balance, as it ...

3. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   To calculate your DTI, you can use a calculator to add up your monthly debts that appear on your credit report — including credit cards, loans and other regular debts — and divide that by your ...

4. Can I qualify for a mortgage if I'm about to retire? - AOL

   www.aol.com/finance/qualifying-for-mortgage-in...

   Lenders will include many sources of income when calculating your loan eligibility. As long as you'll be receiving payments for at least three years, here are types of income that can be included ...

5. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator. [ 3 ] : 1267, 1281–83 The major variables in a mortgage calculation include loan principal, balance, periodic compound interest rate, number of payments per year, total number of payments ...

6. How do you qualify for a debt consolidation loan?

   www.aol.com/finance/qualify-debt-consolidation...

   Depending on the loan terms, you could save money on interest and pay off your total debt sooner with a low interest debt consolidation loan. It lets you roll multiple high-interest debts into a ...

7. Mortgage Credit Certificate - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Credit_Certificate

   The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction , mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the ...