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Having bad credit is typically worse than having no credit whatsoever. No credit means you don’t have enough credit-related activity to generate a credit score, but bad credit means there are ...
Apply for a credit-builder loan. If you have no credit history or a low credit score, a credit-builder loan can help you build a track record of responsible financial conduct without relying on a ...
If you have no credit history or poor credit, you can explore credit cards that are easier to get approved for. Retail credit cards tend to require only a fair score, so check to see if your ...
Key takeaways. Having no credit history typically means you don't have a credit score at all. This is different from having a low credit score, which can stem from having limited credit history or ...
See more in Credit or ask a money question . 4. Get a Co-Signer. If you can’t qualify for credit on your own, you may be able to get a family member or friend who has good credit to co-sign for ...
Whether you want to establish a credit profile or have some items to clean up, you need to know how to build credit. “The best advice for rebuilding credit is to manage it responsibly over time ...