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2. What is full-coverage car insurance? - AOL

   www.aol.com/finance/full-coverage-car-insurance...

   Maximum insurance payout 🟰[car's value] [deductible] $2,500 🟰 $3,000 $500 Cost of insurance over 3 years 🟰[annual premium cost] ️[number of years]

3. Beyond your driving record: Can your credit score affect your ...

   www.aol.com/finance/car-insurance-credit-score...

   In most states, your credit score can be used to calculate your car insurance premium. And insurers are taking advantage of that, with 92% of carriers adding your credit score to their insurance ...

4. Factors that impact your cost of car insurance - AOL

   www.aol.com/finance/factors-impact-cost-car...

   Average annual full coverage premium. Clean driving record. $2,543. Speeding ticket conviction. $3,069. Accident. $3,577. DUI conviction. $4,790

5. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

6. Loss ratio - Wikipedia

   en.wikipedia.org/wiki/Loss_ratio

   For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.

7. How do deductibles impact your car insurance? - AOL

   www.aol.com/finance/deductibles-impact-car...

   Cheaper car insurance premiums: Raising the amount of your deductible has the potential to substantially reduce your insurance premiums. By doing this, you could potentially make the cost of car ...