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2. OK, so there was an interest rate cut. What do I do now? - AOL

   www.aol.com/news/ok-interest-rate-cut-now...

   The Federal Reserve’s decision Wednesday to lower its key interest rate by half a percentage point ... offer for a 12%-rate consolidation loan from a bank or credit union, you could use that to ...

3. The Federal Reserve is finally lowering rates. Here's what ...

   www.aol.com/federal-finally-lowering-rates-heres...

   The Federal Reserve has cut its benchmark interest rate from its 23-year high, with consequences for debt, savings, auto loans, mortgages and other forms of borrowing by consumers and businesses.

4. The Fed rate cut: 5 ways lower rates will affect your wallet

   www.aol.com/finance/what-does-fed-rate-cut-mean...

   The best high-yield savings accounts offer considerably higher interest than traditional savings accounts — up to 10 times higher than the 0.46% national savings average.

5. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   t. e. The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]

6. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   The last cycle of easing monetary policy through the rate was conducted from September 2007 to December 2008 as the target rate fell from 5.25% to a range of 0.00–0.25%. Between December 2008 and December 2015 the target rate remained at 0.00–0.25%, the lowest rate in the Federal Reserve's history, as a reaction to the Financial crisis of ...

7. 0% finance - Wikipedia

   en.wikipedia.org/wiki/0%_finance

   Suppose a customer opted for 0% finance to buy an electronic device worth $1000, offered on a term of 6 months' EMIs, with a $50 application processing fee and one month's EMI in advance. This sale actually results in a 12.48% effective interest rate for the customer.