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  2. New Jersey car insurance laws - AOL

    www.aol.com/finance/jersey-car-insurance-laws...

    As of Jan. 1, 2026, minimum auto insurance coverage in New Jersey will be: $35,000 bodily injury liability per person. $70,000 bodily injury liability per accident. $35,000 uninsured/underinsured ...

  3. Driving without insurance in New Jersey - AOL

    www.aol.com/finance/driving-without-insurance...

    Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement

  4. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In a no-fault state, both parties will file a claim with their own insurer to help pay for their own injuries, regardless of who is at fault. The insurance company of the driver who caused the ...

  5. COVID-19 pandemic in New Jersey - Wikipedia

    en.wikipedia.org/.../COVID-19_pandemic_in_New_Jersey

    Empty shelves in a New Jersey store in March 2020. On March 2, the eventual patient zero—a physician assistant who treated patients in several clinics in the New York City area—had a bad cough and heart palpitations, and went to an urgent care clinic where he tested negative for flu and strep (COVID-19 tests were not available at the clinic).

  6. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  7. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  8. New COVID vaccines are on their way to NJ. Where to get it ...

    www.aol.com/covid-vaccines-way-nj-where...

    To find COVID-19 vaccine locations near you, search vaccines.gov or call 1-800-232-0233. How much does the vaccine cost? The vaccine will be free under most private insurance plans along with ...

  9. Insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Insurance_in_the_United_States

    Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]