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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last your entire life (typically up to a ...

3. Is Borrowing Cash from Life Insurance a Good Idea? - AOL

   www.aol.com/borrowing-cash-life-insurance-good...

   So, if your policy is for $50,000 but you only have $5,000 in cash value, that’s what you can borrow. Even then, some insurance companies might limit it so you won’t be able to do the full $5,000.

4. Extreme weather: Using cash value to cover home repairs - AOL

   www.aol.com/finance/extreme-weather-using-cash...

   While term life insurance provides coverage for a set period, typically 10 to 30 years, permanent life insurance (like whole, universal or variable life) can last a lifetime and includes a cash ...

5. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner. The 'variable ...

6. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

7. 'How is this legal?': A 72-year-old's life insurance policy ...

   www.aol.com/finance/legal-72-old-womans-life...

   The percentage of Americans particularly with cash-value life insurance policies — which may include UL or whole life insurance — dropped to 20% in 2019 from 30% in 1998, reports Forbes Advisor.