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2. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   When you buy a home with a mortgage, that mortgage is the first or primary lien on the property. A second mortgage is an additional lien tied to your home. In the case of down payment assistance ...

3. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

   www.aol.com/first-time-homebuyer-guide-mortgage...

   Down payment required: 3% (5% with adjustable-rate mortgage) Minimum credit score: 680 with less than 25% down Income restrictions: No more than 80% of area median income for property’s location

4. How to pay a mortgage: 5 ways to pay on time - AOL

   www.aol.com/finance/pay-mortgage-5-ways-pay...

   If you have the extra cash, making biweekly mortgage payments — which amounts to 13 full monthly payments per year instead of 12 — can help you pay off your loan faster and save on interest ...

5. Ameris Bancorp - Wikipedia

   en.wikipedia.org/wiki/AMERIS_BANCORP

   Riverplace Tower offices in Jacksonville. Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia.Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee.

6. Hope Now Alliance - Wikipedia

   en.wikipedia.org/wiki/Hope_Now_Alliance

   The Hope Now Alliance is a cooperative effort between the US government, counselors, investors, and lenders to help homeowners who may not be able to pay their mortgages. Created in 2007 [ 1 ] in response to the subprime mortgage crisis , the alliance claims to have helped over 1 million homeowners avoid foreclosure through January 2008.

7. HOME Investment Partnerships Program - Wikipedia

   en.wikipedia.org/wiki/HOME_Investment...

   Home purchase or rehabilitation financing assistance – In this type of activity, the HOME program may provide a down payment for the purchase of a housing unit to a financial institution, thereby reducing the monthly mortgage payment of the loan balance for a low-income family that otherwise could not afford the monthly payment. The down ...