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  2. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    At-fault states. Most states use this traditional system where the person who caused the accident pays for the damages. Let's say someone runs a red light and hits your car – their insurance ...

  3. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Accidents where you are not at fault. So how does car insurance work when you are not at fault for an accident? In the event of a not-at-fault accident, meaning an accident you did not cause, the ...

  4. Vehicle inspection in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_inspection_in_the...

    Striped: Both safety and emissions testing required. In the United States, vehicle safety inspection and emissions inspection are governed by each state individually. Fifteen states have a periodic (annual or biennial) safety inspection program, while Maryland requires a safety inspection and Alabama requires a VIN inspection on sale or transfer of vehicles which were previously registered in ...

  5. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  6. On-board diagnostics - Wikipedia

    en.wikipedia.org/wiki/On-board_diagnostics

    The hope was that by forcing annual emissions testing for California starting in 1988, [18] and denying registration to vehicles that did not pass, drivers would tend to purchase vehicles that would more reliably pass the test. OBD-I was largely unsuccessful, as the means of reporting emissions-specific diagnostic information was not standardized.

  7. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    Myth #2: Red cars cost more to insure. One of the most persistent myths about auto insurance is that insurance companies charge more to insure red cars.

  8. OBD-II PIDs - Wikipedia

    en.wikipedia.org/wiki/OBD-II_PIDs

    OBD-II PIDs (On-board diagnostics Parameter IDs) are codes used to request data from a vehicle, used as a diagnostic tool.. SAE standard J1979 defines many OBD-II PIDs. All on-road vehicles and trucks sold in North America are required to support a subset of these codes, primarily for state mandated emissions inspections.

  9. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...