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An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... This kind of prequalified offer isn’t a useful ...
Preapproval can help you narrow down your choices and find cards with high approval odds. ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll ...
Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.
The Choice logo, introduced in 1980, appeared in white on the solid dark blue card, as well as on merchant acceptance signs. Choice was a credit card test marketed by Citibank in the United States, announced in 1977, and first issued in 1978. It was one of the first cards to offer a cash refund program, and no annual fee.
But whether or not you get instant approval depends on several factors. For example, you might receive instant approval for a top-end credit card if you have excellent credit. That might not be ...