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The minimum level of insurance cover generally available, and which satisfies the requirement of the Act, is called third-party-only insurance. The level of cover provided by Third-party-only insurance is basic, but does exceed the requirements of the act. This insurance covers any liability to third parties, but does not cover any other risks.
Most accidents have become strictly regulated, and may require insurance, for workplaces, road accidents, products, or environmental harm such as the Deepwater Horizon oil spill. English tort law concerns the compensation for harm to people's rights to health and safety, a clean environment, property, their economic interests, or their reputations.
Causing death by dangerous driving; Dangerous driving; Careless driving/Driving without due care and attention; Motor vehicle document offences: see English criminal law#Forgery, personation and cheating. And see Drink driving (United Kingdom)
You may not be eligible for the lowest premium because driving without insurance puts you in a higher-risk category. On average, drivers with a lapse in coverage pay $2,705 per year for full ...
Driving without insurance may seem like an easy way to save money, but the consequences can be serious. ... If police are called to the scene, your state will most likely require you to submit ...
Even though you can drive legally, the insurance company will still likely view you as riskier to insure if the suspension was the result of unsafe driving habits or driving without insurance.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
Driving without the necessary insurance for that vehicle is an offence that can be prosecuted by the police and fines range from 841 to 3,287 euros. Police forces also have the power to seize a vehicle that does not have the necessary insurance in place, until the owner of the vehicle pays a fine and signs a new insurance policy.
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