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The Most Expensive Cars to Insure in 2025. Based on industry data and insurance premium analysis, the following vehicles have the highest insurance premiums in 2025, with rates significantly above ...
2. Tesla. Average cost to insure: $251 per month or $3,007 per year Teslas are high-tech electric vehicles, and their repairs can be quite expensive due to the price of replacement parts.
Average annual cost of full-coverage car insurance: $2,423. California. Average annual cost of full-coverage car insurance: $2,536. Colorado. Average annual cost of full-coverage car insurance: $2,801
Not just because of what it costs to roll a new car off the lot -- such as the average down payment across all 50 states (approximately $9,745), or the average cost of annual auto financing ...
The average American paid $251 per month for car insurance in 2023. But if you live in one of the most expensive states for car insurance, you could pay anywhere from $104 to $522 per month ...
20. Idaho. Sales tax (assuming $47,401 MSRP): $2,844 Average car insurance premium: $1,121 Annual cost of gas: $2,358 Average car repair costs: $389 Total costs for 1 year of ownership: $24,508 ...
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