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To qualify for Social Security spousal benefits, one must meet specific criteria, including age and marital status. Firstly, one must be at least 62 years old and the spouse must be eligible for ...
The maximum Social Security benefit for someone reaching full retirement age in 2025 is $4,018 per month. That means the maximum possible spousal benefit is approximately $2,000.
Initially collecting retired-worker benefits as early as possible (age 62) or with a middle-ground approach (age 67) can lead to notable differences in average monthly and lifetime benefits.
Here's a table showing how much someone with a full retirement age of 67 (anyone born in 1960 or later) will receive in spousal benefits as a percentage of their spouse's primary insurance amount ...
Put another way, if you're eligible for your maximum Social Security spousal benefit at your full retirement age of 67, you won't get any more money by waiting until age 70 to sign up.
The base spousal benefit is equal to one-half of the higher-earning spouse's primary insurance amount -- i.e., the Social Security benefit they would be entitled to if they claimed at their full ...
To receive the maximum spousal or divorce benefit, you'll need to wait until your own full retirement age to file. This is age 67 for everyone born in 1960 or later, or between ages 66 and 67 for ...
The same full retirement age applies, which is 67 for those born in 1960 or later, and just like retirement benefits, there is a reduction if you claim your spousal benefit before you reach full ...