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Legislation requires family insurance plans with dependent coverage to extend this coverage until young adults reach the age of 26. [8] Prior to the ACA, most employer-based health insurance plans stopped dependent coverage when the child turned 18 or 19, or had graduated from college. [ 7 ]
The U.S. Department of Health and Human Services (HHS) estimated that 20.0 million adults (aged 18–64) gained healthcare coverage via ACA as of February 2016; [6] similarly, the Urban Institute found in 2016 that 19.2 million non-elderly Americans gained health insurance coverage from 2010 to 2015. [203]
In October 2020, Health Affairs writers summarized the results of several studies that placed the higher death rates for the uninsured between 1 per 278 to 1 per 830 persons without insurance: "Based on the ACS coverage data, we estimate that between 3,399 and 10,147 excess deaths among non-elderly US adults may have occurred over the 2017-2019 ...
Considering the rising cost of existing homes and that the average cost of home insurance is $2,151 per year for $300,000 in dwelling coverage, many young adults eager for homeownership may be ...
Second, it will provide time to adapt health coverage and reporting systems while employers are moving toward making health coverage affordable and accessible for their employees." [159] The announcement was met with strong criticism by some who claimed that the authority to delay the implementation of the law lay with Congress.
California will extend healthcare coverage to about 40,000 low-income, undocumented young adults who were at risk of losing coverage.
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