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2. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   The credit card company will also want to make sure that you have the financial ability to pay any settlement. This could be a lump sum or enough monthly cash flow to fulfill your settlement ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   The percentage credit card companies will accept in a settlement depends on your outstanding card balance, your financial situation and the lender’s assessment of how financially beneficial the ...

4. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi : Call Citi’s customer service line at 1-800-347-4934 for help with ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A good debt settlement company will handle calls from the credit card companies, nor the collection agencies. Calls will slow down as the settlement company makes contact with the creditors. Good settlement companies will arrange monthly update calls, establish a plan where the debtor can miss a payment or two, or finish the plan six months ...

6. Payment processor - Wikipedia

   en.wikipedia.org/wiki/Payment_processor

   The first payment card [6] was created in 1950 by Ralph Schneider and Frank McNamara to allow members to use charge cards at their Diners’ Club, and consumers were required to pay their bill in full each month. In 1959, American Express [7] created the first credit card that allowed users to carry a balance from month to month.

7. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies, also referred to as debt settlement companies, work with your creditors to negotiate better terms for your credit accounts in exchange for a fee. Getting debt relief through ...

8. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   This change, set to last five years, was expected to save retailers about $30 billion and mark the end of a long-standing legal battle over antitrust issues involving these two major credit card issuers. [5] As part of the settlement, the companies agreed to lower their processing fees at all US merchants by at least four basis points for the ...

9. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...