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  2. 7 best banks for seniors and retirees in January 2025: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    Plus, it offers a range of accounts tailored to seniors, including the U.S. Bank Smartly Checking account. While this account usually charges a $6.95 monthly maintenance fee, the fee is waived for ...

  3. 5 debts to prioritize paying off before retirement - AOL

    www.aol.com/finance/debts-to-pay-off-retirement...

    2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...

  4. Mortgage and refinance rates for Jan. 8, 2025: Rates for 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    Rates for a 15-year fixed mortgage average 6.34% for purchase and 6.36% for refinance, up 7 basis points from 6.27% for purchase and 6 basis points from 6.30% for refinance this time last week.

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  6. Should you use your home equity to pay off high-interest debt?

    www.aol.com/finance/home-equity-loan-pay-off...

    Facing down high-interest debt can seem like an impossible hill to climb. If your debt feels insurmountable, you’re not alone. Overall debt in the U.S. rose 4.4% between 2022 and 2023, according ...

  7. Mortgage and refinance rates for Jan. 13, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The fixed rate for a 15-year mortgage is 6.14%, up 1 basis point from last week's average 6.13%. These figures are lower than a year ago, when rates averaged 6.66% for a 30-year term and 5.87% for ...

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