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The state's legislature of 1907 separated the insurance department from the other departments and included the operations of banking regulation, and the commissioner's title changed to Commissioner of Insurance and Banking, served a 2-year term. In 1913 the State Insurance Commission was introduced.
It was created under the authority of section 121.02 of the Ohio Revised Code (ORC) and is administered by the Director of Insurance. Insurance companies operating in the state of Ohio are subject to regulation under Title 39; and depending upon the entity of the organization, Chapters 1751 and 1753 of the ORC. ODI is charge with seeing that ...
The office of the insurance commissioner may be part of a larger regulatory agency, or an autonomous department. Insurance law and regulation is established individually by each state. In order to better coordinate insurance regulation among the states and territories, insurance commissioners are members of the National Association of Insurance ...
Insurance brokers can help take the pain out of shopping for a new policy. Instead of comparing several options from dozens of insurers on your own, a broker will do this work on your behalf.
In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...
The NAIC holds three national meetings a year, in the spring, summer, and fall throughout the United States. [2] Members of state insurance departments, NAIC staff, and insurance industry representatives gather to learn about new, upcoming NAIC initiatives on emerging topics in the field of insurance regulation.