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2. Types of first-time home buyer programs - AOL

   www.aol.com/grants-low-interest-loans-state...

   Helps first-time home buyers with down payment and closing cost assistance. First-time home buyers, Kansans who have a median income at or below 80% of their area qualify. Kentucky Housing Corporation

3. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   Most first-time homebuyers get a 30-year, fixed-rate mortgage. Step 3: Get quotes from at least three mortgage lenders Comparing mortgage loan offers is one of the essential steps to buying a house.

4. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   A down payment or first-time homebuyer grant is essentially free money to help you cover your down payment or closing costs. The grants are usually awarded to low- or moderate-income borrowers ...

5. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   First-time buyers often face a number of obstacles to purchasing their home. With an average age of 35, according to the National Association of Realtors, first-time homebuyers are 23 years younger...

6. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

7. How to compare lenders for first-time homebuyers - AOL

   www.aol.com/finance/compare-lenders-first-time...

   How to compare lenders as a first-time homebuyer. When comparing mortgage lenders as a first-time buyer, you will want to consider several factors. Loan products may look similar on the surface ...