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  2. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    A jumbo CD is a certificate of deposit that requires a minimum of $100,000 to open the account. Like regular CDs, jumbo CDs come with a fixed interest rate and term.

  3. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

  4. What Is a CD (Certificate of Deposit)? - AOL

    www.aol.com/cd-certificate-deposit-020004620.html

    Here are the major benefits of a certificate of deposit: Low risk: As long as you keep your money in a CD, you’re guaranteed the interest. Insurance: CDs carry insurance of up to $250,000, just ...

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs typically require a minimum deposit, and may offer ...

  6. How to open a certificate of deposit (CD) - AOL

    www.aol.com/finance/open-certificate-deposit-cd...

    A relatively standard penalty is 180 days of interest for one-year CDs, but since penalties vary widely, you’ll want to take a close look at the fine print. 3. Create your account

  7. What is a CD (certificate of deposit)? - AOL

    www.aol.com/finance/cd-certificate-deposit...

    A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires.