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  2. Will interest rate decline shake up California housing market?

    www.aol.com/news/mortgage-rates-falling-far...

    Mortgages interest rates have fallen into the low 6% range this summer, ... Will interest rate decline shake up California housing market? Andrew Khouri. September 18, 2024 at 6:00 AM.

  3. Rachel Cruze’s 2025 Housing Market Predictions - AOL

    www.aol.com/rachel-cruze-2025-housing-market...

    High interest rates were just one of the many hurdles homebuyers faced this year, but the Federal Reserve slashed interest rates three times this year, bringing the range to 4.25% to 4.5%.

  4. California Housing Finance Agency - Wikipedia

    en.wikipedia.org/wiki/California_Housing_Finance...

    The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state agency within the California Department of Housing and Community Development that makes low-rate housing loans through the sale of taxable and tax exempt bonds. [2] [3]

  5. Mortgage and refinance rates for Jan. 3, 2025: Average rates ...

    www.aol.com/mortgage-and-refinance-rates-for-jan...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  6. Real-estate bubble - Wikipedia

    en.wikipedia.org/wiki/Real-estate_bubble

    A real-estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real estate markets, and it typically follows a land boom or reduce interest rates. [1]

  7. Housing bubble - Wikipedia

    en.wikipedia.org/wiki/Housing_bubble

    A housing bubble (or housing price bubble) is one of several types of asset price bubbles which periodically occur in the market. The basic concept of a housing bubble is the same as for other asset bubbles, consisting of two main phases. First there is a period where house prices increase dramatically, driven more and more by speculation.

  8. California housing shortage - Wikipedia

    en.wikipedia.org/wiki/California_housing_shortage

    The California Legislative Analyst's Office 2015 report "California's High Housing Costs – Causes and Consequences" estimates that for the state to have kept housing prices no more than 80% higher than the median for the U.S. as a whole (the price differential which existed in 1980, as opposed to the >150% differential which exists today ...

  9. How Interest Rates Affect the Housing Market - AOL

    www.aol.com/interest-rates-affect-housing-market...

    See how interest rates affect the housing market. The Financial Impact of Interest Rate Increases For every half-percent rise in interest rates, a homebuyer’s buying power drops by about 5% ...