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  2. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  3. How much can I borrow with a personal loan if I have bad credit?

    www.aol.com/finance/much-borrow-personal-loan...

    Cons. No co-borrowers or co-signers. Loan origination fee of up to 10 percent. High maximum APR. How to get a loan with bad credit. Getting approved for a personal loan with bad credit may be ...

  4. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

  5. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    Transunion bought CIBIL. Although all the four credit information companies have developed their individual credit scores, the most popular is CIBIL credit score. The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best ...

  6. TransUnion CIBIL - Wikipedia

    en.wikipedia.org/wiki/TransUnion_CIBIL

    Higher CIBIL scores make your loan journey easy and smooth. They also help you secure lower interest rates on your unsecured loans. Your CIBIL score is affected by your loan history. It is influenced by various factors such as past settlements of loans or credit cards, delayed payments or overdue amounts, and unpaid loans.

  7. Credit agreements in South Africa - Wikipedia

    en.wikipedia.org/wiki/Credit_agreements_in_South...

    The effect of the flat-rate service fee of R50 per month on different size loans in terms of South African law, shown as a percentage of the loan amount. The smaller the loan, the more expensive will be the service fee relative to the loan. Maximum limits and probable market costs. The prescribed interest rates and fees are maximum amounts only.

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