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A check perforator with a notice of 1889 and 1891 patent dates [4]. A check writer (also known as a "ribbon writer", "check signer", "check protector" or "check embosser"), is a physical device for protecting a check from unauthorized alteration of either the amount or the authorizing signature.
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Check writers were sold in the United States and Canada with a warranty against the alteration of checks. This warranty was part of a renewable license fee that was financed directly by the company. Typically, payments of $10 per month were mailed directly to the 24 N. Wabash address. [ 1 ]
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In countries like Australia, and the United Kingdom, a bill of exchange drawn on a bank payable on demand is a "cheque", [7] while in the US this is referred to as a "check". [ 79 ] [ 80 ] Because the 3890 could also sort documents using OCR (rather than a MICR line printed with E-13B or CMC-7), the official IBM term for the 3890 was a Document ...
A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
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