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If the cost to repair damage to your home or the replacement cost of a damaged household item is only slightly higher than your policy deductible, you may want to consider paying these costs yourself.
Talking to your agent or a representative from your company to make sure you understand your policy’s coverage before damage occurs may be a good idea. ... costs to repair or replace your home ...
Between 2020 and 2022, insurance companies declined to renew 2.8 million homeowner policies in California, including 531,000 in Los Angeles County, according to data from the California Department ...
The cost of refinishing a bathtub averages $480 (2023), which is much cheaper than buying a brand-new bathtub. [2] The cost varies depending on the bathtub material and damage. [2] A still cheaper option is do-it-yourself (DIY) kits which contain all of the necessary equipment for the bathtub owner to do the refinishing themselves.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...