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  2. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Say you take out a fixed-rate personal loan to pay down high-interest credit card debt when the Fed rate is at an all-time high. Since credit card rates are generally higher than personal loan ...

  3. How does a fixed-rate HELOC work? - AOL

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    For example, Bethpage Federal Credit Union offers the unique option to convert some or all of a variable-rate HELOC to a fixed-rate loan without a fee; you can choose between five-, 10- and 20 ...

  4. Are Sallie Mae student loans federal or private? - AOL

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    Perkins loans are need-based and have a fixed rate of 5%, while direct subsidized and unsubsidized loans are available to all undergraduates, with an interest rate of 5.50%. Parent PLUS loans are ...

  5. How to choose a student credit card - AOL

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    Student credit cards are typically easier to qualify for and offer helpful rewards and perks related to students’ lifestyles. When choosing the best student card for you, take into account your ...

  6. The 8 Best Student Credit Cards of October 2022 - AOL

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    This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal st The 8 Best Student Credit Cards ...

  7. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    Not only will consolidating your credit card debt simplify your repayment process, it can also save you thousands of dollars in interest accrual, as personal loans have an average interest rate of ...

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