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[1] [2] [3] The FAIR Plan was established in 1968 by a statutory amendment to the California Insurance Code (specifically, section 10090 et seq. [4]), and is regulated by the office of the California Insurance Commissioner. The plans are typically more expensive and provide less coverage than commercial plans. [5]
The act provides immunity to the State of California and its related entities from being sued. The law immunizes public employees from liability for “instituting or prosecuting any judicial or administrative proceeding” within the scope of their employment, “even if” the employees act “maliciously and without probable cause.” (Cal. Gov. Code, § 821.6)
In some countries, insurers offer a package which may include liability and legal responsibility for injuries and property damage caused by members of the household, including pets. [48] Landlord insurance covers residential or commercial property that is rented to tenants. It also covers the landlord's liability for the occupants at the property.
Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advising, consulting, and service-providing individuals and companies from bearing the full cost of defending against a ...
Public liability is part of the law of tort which focuses on civil wrongs. An applicant (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury, therefore they breached ...
Regents of the University of California [1] was a leading case in California that established a persuasive six-factor test that helps guide courts to decide when a contract relates to the "public interest." Specifically, California courts had a history of holding exculpatory liability waivers within contracts to be valid only if they did not ...
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