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The last edition of the RSO was dated 1990 pursuant to the Statutes Revision Act, 1989, consolidating the statutes in force prior to January 1, 1991. [ 3 ] More recently, acts have been consolidated on the e-Laws website, organized by reference to their existing citations in the Statutes of Ontario or Revised Statutes of Ontario.
The average payday loan in Ontario is $435 over 16 days. The government introduced a new bill, Bill 156, Alternative Financial Services Statute Law Amendment Act, 2015 on December 9, 2015 "that will increase protections for consumers who use high-cost alternative financial services, such as payday loans, rent-to-own services, high-cost ...
The Ontario government debt consists of the liabilities of the Government of Ontario. Approximately 82% of Ontario's debt is in the form of debt securities (bonds, Treasury bills), while other liabilities include government employee pension plan obligations, loans, and accounts payable. [ 5 ]
2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...
Acts of the Parliament of Canada, 1987 to 2022 at the Government of Canada Publications catalogue. Official Justice Laws Website of the Canadian Department of Justice Constitutional Acts , Consolidated Statutes , and Annual Statutes at the Canadian Legal Information Institute
The law is typically called the Collection Agencies Act and usually affords a government ministry power to make regulations as needed. [20] Regulations include calling times, frequency of calls and requirements for mailing correspondence prior to making telephone contact. [ 21 ]
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The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that ...