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2. What is a 0% intro APR card? What to know about no-interest ...

   www.aol.com/finance/intro-apr-cards-001631619.html

   A 0% intro APR credit card can be a useful way to pay for large purchases or consolidate high-interest credit card debt, acting like a no-interest short-term loan if used responsibly.

3. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.10 in interest

4. Need a New Year’s money makeover? A balance transfer credit ...

   www.aol.com/finance/money-makeover-balance...

   Lower interest rates: The average interest rate for credit cards that assess interest is 21.76%, according to October 2024 data from the Federal Reserve. With no interest rate for a year or longer ...

5. How to choose a balance transfer credit card - AOL

   www.aol.com/finance/choose-balance-transfer...

   The best balance transfer credit cards offer up to 21 months without interest. After the intro period ends, whatever balance you have on the card will start accruing interest at the card’s ...

6. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   A credit card that features zero interest for a year or more can be an excellent way to fund a large purchase, manage current debt or pay down old balances. That said, there are ways in which a 0 ...

7. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans. A ...