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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

3. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

4. Collateral protection insurance - Wikipedia

   en.wikipedia.org/.../Collateral_protection_insurance

   Collateral Protection Insurance, or CPI, insures property held as collateral for loans made by lending institutions. CPI, also known as force-placed insurance and lender placed insurance, [1] may be classified as single-interest insurance if it protects the interest of the lender, a single party, or as dual-interest insurance coverage if it protects the interest of both the lender and the ...

5. Real Estate Settlement Procedures Act - Wikipedia

   en.wikipedia.org/wiki/Real_Estate_Settlement...

   For example, a lender advertising a home loan might have advertised the loan with a 5% interest rate, but then when one applies for the loan one is told that one must use the lender's affiliated title insurance company and pay $5,000 for the service, whereas the normal rate is $1,000. The title company would then have paid $4,000 to the lender.

6. How a car loan settlement affects your credit - AOL

   www.aol.com/finance/car-loan-settlement-affects...

   A car loan settlement is when a borrower negotiates with the auto lender to pay less than the full amount due. The primary catch is that the borrower must make a lump sum payment for the agreed ...

7. Student Loan Dispute Letter Samples You Can Use to Protect ...

   www.aol.com/student-loan-dispute-letter-samples...

   You can send a letter to request documentation of a debt, or even dispute that a debt belongs to you. Limit how debt collectors can contact you. If you set rules about when and how debt collectors ...

8. Structured settlement - Wikipedia

   en.wikipedia.org/wiki/Structured_settlement

   The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

9. Federal Deposit Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Federal_Deposit_Insurance...

   Between 1989 and 2006, there were two separate FDIC reserve funds: the Bank Insurance Fund (BIF), and the Savings Association Insurance Fund (SAIF). This division reflected the FDIC's assumption of responsibility for insuring savings and loan associations after another federal insurer, the FSLIC , was unable to recover from the savings and loan ...