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2. What are annuities and how do they work? - AOL

   www.aol.com/finance/annuities-133000472.html

   An annuity surrender period is the duration of time that an investor must wait to withdraw money from the account without being penalized. The surrender period depends on several factors ...

3. What is an annuity? Here’s what you need to know before ...

   www.aol.com/finance/what-is-an-annuity-200110157...

   For example, cashing out a $100,000 annuity in year one could cost $7,000 in surrender fees. You may also owe income taxes and a 10% IRS penalty if you're under age 59 1/2.

4. What is an annuity accumulation period? - AOL

   www.aol.com/finance/annuity-accumulation-period...

   Annuities have a surrender period during the accumulation phase. You generally can’t take any money out in the first year. After that, your contract might include a free withdrawal option.

5. Fixed annuity - Wikipedia

   en.wikipedia.org/wiki/Fixed_annuity

   Like traditional annuities, indexed annuities have surrender charges. These charges vary from 20% down to 1% and policies can have surrender charge periods ranging from 1 – 16 years. 10–13 years is the most common length of a surrender charge period on indexed annuities.

6. 5 Signs the Annuity You Bought Might Be Trash - AOL

   www.aol.com/5-signs-annuity-bought-might...

   Suppose you have an annuity with a strict limitation, like a surrender period of upwards of 10 years (or longer). Accessing this money any sooner than this can be costly due to higher penalties ...

7. Annuity terms every investor should know - AOL

   www.aol.com/finance/annuity-terms-every-investor...

   A type of annuity offering a guaranteed income stream, typically for life or a specified period, with payments starting within a year. This is a popular option for individuals who have a large sum ...