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2. Federal Interest Rates and Fees | Federal Student Aid

   studentaid.gov/understand-aid/types/loans/interest-rates

   Graduate or Professional. 8.08%. Direct PLUS Loans. Parents and Graduate or Professional Students. 9.08%. All interest rates shown in the chart above are fixed rates. A fixed rate will not change for the life of the loan. If your loan was disbursed before July 1, 2024, you likely have a different interest rate.

3. Federal Student Loan Interest Rates

   mohela.studentaid.gov/DL/resourceCenter/DLInterestRates.aspx

   Qualifying Conditions Factor Cap 23-24 Rate 24-25 Rate; Undergraduate Subsidized Stafford Loans with first disbursement date between 7/1/2024 and 6/30/2025 (Any Status) - Fixed

4. Top 4 Questions: Direct Subsidized Loans vs. Direct Unsubsidized...

   studentaid.gov/articles/subsidized-vs-unsubsidized-loans

   The major difference between subsidized and unsubsidized student loans has to do with interest. Direct Subsidized Loans: You won’t be charged interest while you’re enrolled in school or during your six-month grace period. Direct Unsubsidized Loans: Interest starts accumulating from the date of your first loan disbursement (when you receive ...

5. Federal Student Aid

   studentaid.gov/.../what-is-current-interest-rate-for-direct-unsubsidized-loans

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6. Interest Rates for Federal Student Loans – Edfinancial Services

   edfinancial.studentaid.gov/interest-rates-for-federal-student-loans

   Variable Interest Rate FFELP and Direct Loans. Interest rates on federal student loans that were first disbursed on or after 07/01/98 and before 06/30/06 are variable and adjusted annually on July 1, according to a formula set by Congress that is based on the results of the last Treasury Bill (T-Bill) auction in May. The interest rates listed ...

7. Federal Subsidized and Unsubsidized Loans – Edfinancial Services

   edfinancial.studentaid.gov/federal-sub-unsub-loans

   Subsidized Loans. Federal subsidized loans are low-interest loans made to students who demonstrate financial need. Undergraduates may borrow up to $3,500 for the first year, $4,500 for the second year and $5,500 for each remaining undergraduate year. Undergraduate students may borrow an aggregate limit of $23,000 in subsidized loans.