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Rather, it refers to a set of car insurance rules mandated by the state that require drivers to carry special insurance that kicks in for each driver and their passengers after an accident ...
Filing a claim with your driver’s insurance. As a passenger, you may be able to file a claim with your driver’s insurance if they have a policy that includes personal injury protection (PIP ...
Your car insurance company may have a specific deadline for filing a claim that is different than the state’s statute of limitations. Make sure to read your policy documents for details.
In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...
For automobile accidents in California, a plaintiff must show proof of financial responsibility (California Vehicle Code sections 16000-16078) to claim economical and non-economical damages. [38] Proving the minimum financial responsibility means that a person must be insured by the state's minimum coverage of insurance, which in some cases may ...
[A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...
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