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  2. Capitalization - Wikipedia

    en.wikipedia.org/wiki/Capitalization

    The capital letter "A" in the Latin alphabet, followed by its lowercase equivalent, in sans serif and serif typefaces respectively. Capitalization (American spelling; also British spelling in Oxford) or capitalisation (Commonwealth English; all other meanings) is writing a word with its first letter as a capital letter (uppercase letter) and the remaining letters in lower case, in writing ...

  3. Capitalization in English - Wikipedia

    en.wikipedia.org/wiki/Capitalization_in_English

    Generally acronyms and initialisms are capitalized, e.g., "NASA" or "SOS". Sometimes, a minor word such as a preposition is not capitalized within the acronym, such as "WoW" for "World of Warcraft". In some British English style guides, only the initial letter of an acronym is capitalized if the acronym is read as a word, e.g., "Nasa" or ...

  4. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    Mortgage payments, which are typically made monthly, contain a repayment of the principal and an interest element. The amount going toward the principal in each payment varies throughout the term of the mortgage. In the early years the repayments are mostly interest. Towards the end of the mortgage, payments are mostly for principal.

  5. What is an interest-only mortgage and how does it work? - AOL

    www.aol.com/finance/interest-only-mortgage-does...

    An interest-only mortgage is a home loan that allows borrowers to make interest-only payments for a set amount of time, typically between seven and 10 years, at the start of a 30-year term.

  6. Mortgage lender vs. servicer: What’s the difference? - AOL

    www.aol.com/finance/mortgage-lender-vs-servicer...

    The effective date is when the first mortgage payment is due at the new servicer’s address. ... you’ll get one letter from both the new and old company. If that’s the case, you must get it ...

  7. UK mortgage terminology - Wikipedia

    en.wikipedia.org/wiki/UK_mortgage_terminology

    The flat amount is calculated so that the whole of the loan has been repaid by the end of the mortgage term. Interest-only mortgage – where the payments to the lender cover the interest only. No capital is repaid, so that the full amount of the loan is still outstanding at the end of the mortgage term.

  8. Interest-only loan - Wikipedia

    en.wikipedia.org/wiki/Interest-only_loan

    An interest-only loan is a loan in which the borrower pays only the interest for some or all of the term, with the principal balance unchanged during the interest-only period. At the end of the interest-only term the borrower must renegotiate another interest-only mortgage, [ 1 ] pay the principal, or, if previously agreed, convert the loan to ...

  9. Mortgage lenders vs. banks: Which is best for you? - AOL

    www.aol.com/finance/mortgage-lenders-vs-banks...

    On the flip side, mortgage lenders only offer, well, mortgages (or other home-related financing vehicles) — so you won’t be able to conduct all your financial business in one place. While this ...