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Before you can file for Chapter 7 or Chapter 13 bankruptcy, you are required to attend credit counseling. Your credit counselor will go over your options. Your credit counselor will go over your ...
Chapter 7 is the more advantageous type of bankruptcy because it costs less to file and allows you to eliminate your debt, no matter how much you owe. However, to file for Chapter 7 bankruptcy ...
If you had $100K in equity, a BK would not be a viable solution because the bankruptcy trustee would sell your home and use the equity amount above your state limit to pay off your creditors (you ...
Bankruptcy exemptions are available only to individuals filing bankruptcy. [43] There are two alternative systems that can be used to exempt property from a bankruptcy estate, federal exemptions [44] (available in some states but not all), and state exemptions (which vary widely between states). For example, Maryland and Virginia, which are ...
How Chapter 13 bankruptcy works. Upon filing for Chapter 13 bankruptcy, you must submit a proposal for repaying all or part of your debt, which includes a detailed account of your income, expenses ...
The automatic stay in bankruptcy is the result of Section 362 of the Bankruptcy Code that requires all collection proceedings to stop. There are exceptions, of course, but generally this is the term for the "relief" from collection proceedings a debtor receives by filing the bankruptcy with the bankruptcy clerk's office.
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