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Public housing became needed to provide "homes fit for heroes" in 1919, [5] [6] then to enable slum clearance.Standards were set to ensure high-quality homes. Aneurin Bevan, a Labour politician, passionately believed that council houses should be provided for all, while the Conservative politician Harold Macmillan saw council housing "as a stepping stone to home ownership". [7]
The affordability of housing in the UK reflects the ability to rent or buy property. There are various ways to determine or estimate housing affordability. One commonly used metric is the median housing affordability ratio; this compares the median price paid for residential property to the median gross annual earnings for full-time workers.
Housing Benefit is a means tested social security benefit in the UK that is intended to help people with low incomes pay for rented accommodation.It is governed by various acts of Parliament - see, for example, The Social Security Contributions and Benefits Act 1992.
Housing co-operatives are uncommon in the UK, making up about 0.1% of housing stock. [102] Most are based in urban areas and consist of affordable shared accommodation where the members look after the property themselves. Waiting lists can be very long due to the rarity of housing co-operatives.
Intermediate Rent (UK) is the practice of renting property at a subsidised rent from a Housing Association or Registered Social Landlord. The product was conceived to allow households without the money for a deposit to purchase a home the opportunity to obtain a home whilst still saving for a deposit .
The definition of affordable housing may change depending on the country and context. For example, in Australia, the National Affordable Housing Summit Group developed their definition of affordable housing as housing that is "...reasonably adequate in standard and location for lower or middle income households and does not cost so much that a household is unlikely to be able to meet other ...