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  2. How to buy a second home - AOL

    www.aol.com/finance/buy-second-home-180026197.html

    Second home mortgage requirements can be more strict than mortgage requirements for your first home. For example, many lenders require you to put at least 10 percent down on a second home ...

  3. 15 Things You Must Do Before Buying Your Second Home - AOL

    www.aol.com/15-things-must-buying-second...

    Prepare for requirements like a 20% down payment, credit score of 720 or higher, and reserves to cover 6-12 months of costs. Also assess if it makes sense to take equity out of your current home ...

  4. Certificate of occupancy - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_occupancy

    The procedure and requirements for the certificate vary widely from jurisdiction to jurisdiction and on the type of structure. In the United States, obtaining a certificate is generally required whenever: a new building is constructed; a building built for one use is to be used for another (e.g., an industrial building converted for residential ...

  5. What is a certificate of occupancy, and do I need one? - AOL

    www.aol.com/finance/certificate-occupancy-one...

    A certificate of occupancy is a legal document that proves a property is safe to inhabit and meets all code and usage requirements. It is often required for major home renovations or when selling ...

  6. Rent control in the United States - Wikipedia

    en.wikipedia.org/wiki/Rent_control_in_the_United...

    As of 2022, seven states (California, New York, New Jersey, Maryland, Maine, Oregon, and Minnesota) and the District of Columbia have localities in which some form of residential rent control is in effect (for normal structures, excluding mobile homes). [2] Thirty-seven states either prohibit or preempt rent control, while seven states allow ...

  7. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    HARP 2.0 refinancing is allowed on all occupancy types: primary residence (owner-occupied), second home, or investment (rental) property. However, HARP 2.0 refinancing of investment properties by Fannie Mae and Freddie Mac has higher mortgage rates than for owner-occupied properties.

  8. How second-time homebuyers should approach today’s market - AOL

    www.aol.com/finance/second-time-homebuyers...

    Consider all types of home loans, too, as some have much lower down payment requirements than others. Hire an agent Buying a house can feel overwhelming, even when it’s your second time around.

  9. Should you buy a second home? - AOL

    www.aol.com/finance/buy-second-home-191849101.html

    A second home can also act as a buy-and-hold investment — real estate does tend to appreciate in value over time — and be a valuable asset to pass on to heirs.