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Through the collaboration of several OATH members, a TOTP draft was developed in order to create an industry-backed standard. It complements the event-based one-time standard HOTP, and it offers end user organizations and enterprises more choice in selecting technologies that best fit their application requirements and security guidelines.
The following is a general comparison of OTP applications that are used to generate one-time passwords for two-factor authentication (2FA) systems using the time-based one-time password (TOTP) or the HMAC-based one-time password (HOTP) algorithms.
HMAC-based one-time password (HOTP) is a one-time password (OTP) algorithm based on HMAC.It is a cornerstone of the Initiative for Open Authentication (OATH).. HOTP was published as an informational IETF RFC 4226 in December 2005, documenting the algorithm along with a Java implementation.
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
Google Authenticator is a software-based authenticator by Google.It implements multi-factor authentication services using the time-based one-time password (TOTP; specified in RFC 6238) and HMAC-based one-time password (HOTP; specified in RFC 4226), for authenticating users of software applications.
It implements multi-factor authentication using HOTP and TOTP. Tokens can be added by scanning a QR code or by manually entering the token configuration. It is licensed under the Apache 2.0 license , and supports Android and iOS .
In the RSA SecurID authentication scheme, the seed record is the secret key used to generate one-time passwords. Newer versions also feature a USB connector, which allows the token to be used as a smart card-like device for securely storing certificates. [5]
Click "Enable" next to "TOTP (one-time token)", and log in with your username and password. The recommended authentication method is to scan a QR code in the app. In "Step 2" of the setup page, there is a box with a pattern which you have to point your device's camera toward.