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  2. Timeline of the 2000s United States housing bubble - Wikipedia

    en.wikipedia.org/wiki/Timeline_of_the_2000s...

    1997: Mortgage denial rate of 29 percent for conventional home purchase loans. [24] July: The Taxpayer Relief Act of 1997 repealed the Section 121 exclusion and section 1034 rollover rules, and replaced them with a $500,000 married/$250,000 single exclusion of capital gains on the sale of a home, available once every two years. [25]

  3. Real estate derivative - Wikipedia

    en.wikipedia.org/wiki/Real_estate_derivative

    A real estate derivative is a financial instrument whose value is based on the price of real estate. The core uses for real estate derivatives are: hedging positions, pre-investing assets and re-allocating a portfolio. The major products within real estate derivatives are: swaps, futures contracts, options (calls and puts) and structured ...

  4. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property. For instance, if someone borrows $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000 to 150,000 or ⁠ $130,000 / $150,000 ⁠, or 87%.

  5. 2000s United States housing bubble - Wikipedia

    en.wikipedia.org/wiki/2000s_United_States...

    Median cost to purchase a home by U.S. state Median cost to purchase a home by U.S. metro area Fig. 1: Robert Shiller's plot of U.S. home prices, population, building costs, and bond yields, from Irrational Exuberance, 2nd ed. [1] Shiller shows that inflation-adjusted U.S. home prices increased 0.4% per year from 1890 to 2004 and 0.7% per year from 1940 to 2004, whereas U.S. census data from ...

  6. 8 Alternative Real Estate Investment Options That are Not ...

    www.aol.com/8-alternative-real-estate-investment...

    Denis Smykalov, a real estate broker at Wolsen Real Estate based in Miami, said this type of investment vehicle could be an option. “REITs are traded on stock exchanges, and they pool funds from ...

  7. Land contract - Wikipedia

    en.wikipedia.org/wiki/Land_contract

    Since a land contract specifies the sale of a specific item of real estate between a seller and buyer, a land contract can be considered a special type of real estate contract. In the usual more conventional real estate contracts, a seller does not provide a loan to the buyer; the contract either does not specify a loan or includes provisions ...

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