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2. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

3. Accepted payment methods for AOL services

   help.aol.com/articles/payment-methods-available-CS41

   Credit or debit cards. American Express; Visa (credit or debit) Discover (credit or debit) MasterCard (credit or debit) PayPal (for most online purchases) Direct debit is no longer available for active accounts, however, it can be used to pay past due balances, with a $7 fee. Entering your payment info. When adding a new payment method, keep ...

4. Online authorisation - Wikipedia

   en.wikipedia.org/wiki/Online_authorisation

   Online Authorization (OLA) is a system used to verify a transaction on a payment card (e.g. credit card). [1] The term 'on-line' refers to the real-time nature of the verification. In other words, if the account is overdrawn, in most cases, the transaction will be refused.

5. Strong customer authentication - Wikipedia

   en.wikipedia.org/wiki/Strong_customer_authentication

   Physical card transactions already commonly have what could be termed strong customer authentication in the EU (Chip and PIN), but this has not generally been true for Internet transactions across the EU prior to the implementation of the requirement, [1] and many contactless card payments do not use a second authentication factor.

6. Should you replace your bank account with PayPal? - AOL

   www.aol.com/finance/replace-bank-account-paypal...

   PayPal Extras Mastercard, a credit card that earns points, which can be redeemed for cash, travel vouchers, gift cards or merchandise. PayPal Credit, a digital and reusable credit line.

7. Payment gateway - Wikipedia

   en.wikipedia.org/wiki/Payment_gateway

   The acquiring bank makes the batch settlement request of the credit card issuer. The credit card issuer makes a settlement payment to the acquiring bank (the next day in most cases). The acquiring bank subsequently deposits the total of the approved funds into the merchant's nominated account (the same day or next day). This could be an account ...