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Liability insurance in Arkansas. Arkansas car insurance laws stipulate that you must carry a minimum of 25/50/25 in liability insurance. But is this enough coverage to protect you in a serious ...
For context, the average car insurance rate in the U.S. is $251 per month as of 2023. Here are the cheapest states for car insurance, based on the lowest rates for minimum liability: State
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State. Bodily injury liability and property damage liability. UM/UIM, PIP and MedPay. Alabama. 25/50/25. None. Alaska. 50/100/25. None. Arizona. 25/50/15. None. Arkansas
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
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