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About one-in-eight drivers across the country didn’t have car insurance in 2019. In California, the number is even higher. That’s according to a 2021 study from the Insurance Research Council ...
Key takeaways. California drivers must at least meet the liability auto insurance coverage requirements of 15/30/5 to drive legally. You can be fined up to $500 out of pocket if you are convicted ...
In this breakdown of California’s insurance laws, you’ll learn about coverage requirements, low-income insurance programs, penalties for driving without insurance and more. Car insurance laws ...
Percentage of US car crash fatalities where driver blood alcohol level was .01 and above, 1999–2012. Drunk driving is driving a motor vehicle while under the influence of alcohol, drugs, or both, to the degree that mental and motor skills are impaired. It is illegal in all jurisdictions within the U.S.
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
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