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Thatch explores how PEO insurance helps small businesses access cost-effective benefits, streamline administration, and provide employees with comprehensive coverage.
Many businesses in the United States offer health insurance as a company benefit. According to the Kaiser Family Foundation, 53% of firms with three or more employees provide coverage for at least ...
When it comes to health insurance, it's essential to know what each plan covers. Thatch delves into the nuances of Health Reimbursement Arrangements, or HRAs, Qualified Small Employer Health ...
In 2016, qualified small employer HRA [5] were created which allows small employers to pay for premiums, including on the individual market such as through a health insurance marketplace, although the employees may not be eligible for subsidies. [2] On average, employers with these plans offered an average $387 per month. [6]
The Affordable Care Act has had huge ramifications on self-funded health plans; market reforms have invalidated many plan designs that were previously used, and now that employees are required to have health insurance and many employers are required to offer health benefits as well, [3] the self-funded industry has enlarged.
While SHOP was available for 2014, this is the first year that small employers in 14 states can apply online. Before 2015 employers who provided health insurance to their employees typically worked with an insurance broker and one health insurance company. In 2015, they however can offer their employees a choice of insurance companies.