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Lethality (also called deadliness or perniciousness) is how capable something is of causing death. Most often it is used when referring to diseases, chemical weapons, biological weapons, or their toxic chemical components. The use of this term denotes the ability of these weapons to kill, but also the possibility that they may not kill.
A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.
The key with a net premium valuation is that the premiums being valued are theoretical measures - they make no reference to the actual premiums being charged by the insurer. This technique is a well-established actuarial valuation method, that became popular because of its simplicity, consistency, and ease of calculation.
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
Universal life insurance, sometimes called adjustable life insurance, adds flexibility by allowing policyholders to adjust death benefits and premium payments. This policy type might appeal to ...
This is a list of words and phrases related to death in alphabetical order. While some of them are slang, others euphemize the unpleasantness of the subject, or are used in formal contexts. Some of the phrases may carry the meaning of 'kill', or simply contain words related to death. Most of them are idioms
While some life insurance companies may decline to extend coverage to a high-risk individual, other companies may offer a policy at a higher premium or offer a policy with an exclusion if death ...
Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.